Have a weekly or a biweekly paycheck? Do you get bonuses in your paychecks? I guarantee you do. Here’s a budgeting tip for you. Getting a regular paycheck is a blessing in many ways. There’s a stability in being an employee. A regular paycheck makes budgeting fairly straightforward. Straightforward enough that you can budget with … Read more
It’s time to get smart with some wise year-end financial moves. Here are five that we’re doing right now … Time flies by, faster and faster. Here it is, the end of December already?! Since most Americans file on a calendar-year basis, this is the time of year that finances get wrapped up, for better or … Read more
The cost of entertainment shouldn’t be too high. But it’s also very easy to underestimate the real cost … One of my longtime-favorite personal finance bloggers J. Money over at Budgets Are Sexy wrote a post on the “Buck an Hour” rule cost of entertainment, based on a prompting from one of his readers. The premise of … Read more
There’s never a good time to lose a wallet or a purse. Here are the steps we went through when we had a lost wallet to deal with … “I lost my wallet.” Not the worst words to hear over the phone on a Friday afternoon, of course, but certainly not the best, either. Almost … Read more
Ever joked with a cashier: “If it doesn’t scan, it’s free, right?” Well, no, it’s not. Just like you still have to pay your bills, even if you don’t receive them … I sauntered over to the Money Stack Exchange site for the first time in a while, and found this question: I signed up … Read more
Track your finances, and get insights on your financial outlook, with Empower … Having a little bit of money is nice, but it’s not all fun and games. The more complicated your financial picture, the more involved it is to track your finances. Consider having the following: If you have a ton of money, then you … Read more
Looking for ways to cut expenses? Here are three things we did to cut expenses by $123/month, every month … Spending less than you bring in is critical to achieving financial independence. The two ways of doing this are (a) cutting expenses and (b) increasing income. This article focuses on three things that we did this … Read more
How many credit cards should you have? I don’t know your number, but I’ll explain mine … Credit and debit cards are a staple of most people’s finances. Nearly three-quarters of people in a study (72.1%) have at least one credit card. But, as I’m sure you’re well aware, there are lots of choices for credit … Read more