Financial tracking with Tiller is something I’ve been doing since 2019. It gives me peace of mind knowing that I have control over my transaction data in a spreadsheet rather than proprietary software like Quicken. Although you can budget and track your finance with pen and paper, having the transactions from your important accounts pulled … Read more
No, really … a computer and a Paypal account are all you need I’ve been making money online for over 20 years, and almost all of the hustles I’ve tried take effort and cost. I’ve built websites, social media accounts, a YouTube channel, an email list, digital products, and more. I’ve also signed up for … Read more
Some of the most important things you can do don’t cost a cent. Here we are at the end of 2021. I won’t share anything in particular about 2021 because it’s not important enough for you to read. To be fair, I’m writing this for myself. I need to remind myself of these things going … Read more
Car loans are something that I hope never cross our household again. We had one briefly a few years ago at a teaser rate and paid it off fast. It was a sad day for our credit union when we paid it off, but a very happy day for us. It was $200 per paycheck … Read more
With the COVID-19 pandemic on everyone’s minds, we give our mortality a bit more thought than usual. I already know someone who knows someone who died after falling victim to COVID-19. It’s likely that I’ll eventually know someone personally who’s died from it. When death looms, it works on its own timeline. Sometimes there’s time … Read more
A budget is a great tool. But like all great tools, it’s possible to do without it. To do that, you go beyond budgeting … A little over two years ago, we took Dave Ramsey’s Financial Peace University at our church. In taking the course, our lack of budgeting convicted us. Since then, we’ve drafted … Read more
You may be a treasure-hunter at heart, constantly on the lookout for the extraordinary amongst the ordinary. If you are, then you needn’t look any farther than your local bank or credit union. They are caretakers for various kinds of coin and currency goodness — all hidden in plain sight, ready to be found by … Read more
I use the cashback app Ibotta to save on groceries. Here are tricks to making sure that you maximize your savings … To date, I’ve earned over $160 cashback with Ibotta. Saving money with Ibotta goes like this: Install the app on your phone. Select the items with cashback deals you want. Go shopping and … Read more