(This post was originally published 12 September 2015, and has been updated.) A great way to save more money is to make it harder to spend it. Here are seven ways to do just that. Jim over at Wallet Hacks some time ago posted on five money-saving hacks backed by science. Each of the five … Read more
The weather is starting to turn, and Christmas is on the horizon! How to save for Christmas? Here are a few things to try in order to save up for the holidays … Christmas gift-giving isn’t for everyone, of course, but it is a tradition for many families. Almost as much of a tradition is … Read more
Not in the habit of saving money? You’re not alone. Here are some ways to start that all-important habit of saving money … Not everyone has the habit of saving money regularly. If this is you, then at least you’re not alone. About a quarter of Americans (out of a sample of 1,000 in a … Read more
Having an emergency fund gives huge peace of mind. But how many of these expenses are actual emergencies? Dave Ramsey thinks that emergency funds are so important that he devotes two of his seven Baby Steps to them: Save $1,000 to start an emergency fund Pay off all debt using the debt snowball method Save 3 to … Read more
Are you participating in the 52-week save money challenge? $55 will get you ahead of the game … No doubt at some point you’ve had as a goal to save money. Maybe it’s a goal for you now. Whether it’s for holiday shopping, for a family vacation, or for an emergency fund, steady, regular payments … Read more
Have a savings account? Check. How easy is it to pilfer from it? Uuuuhhhhh …. A friend shared a goal of his for this year: Pay off all non-mortgage debt. As good as I felt getting rid of the loan on our van — though our credit union wasn’t nearly as excited as we were! — getting … Read more
It’s a good idea to talk through big purchases (with your spouse, or with a knowledgeable friend) carefully before buying. The bigger the purchase, the more discussion there should be. You can save money and avoid costly mistakes with discussion. I learned a lesson recently about not doing this with a smaller purchase. It cost … Read more
Businesses love monthly subscription services, also called recurring charges. Why collect money just once from a customer when you can collect from them again, and again … and again? Even better than that: Most of the time, the recurring charges just happen, magically, without the customer’s intervention … unless they want to quit, of course. … Read more