Hotels and perqs

I was at a conference this week in California.  Most of the conference attendees stayed at one particular Hyatt because of its proximity to the conference locale. This was a very good stay with only a couple of blips in my expectations.  It wasn’t any false advertising by the hotel.  Without getting into all of … Read more

Discount grocery, reloaded

I was saddened when our local discount grocery store went out of business.  After nearly a year, though, it’s back in business with a new twist. It’s no longer just “scratch and dent” groceries for sale.  About half of the shelf space is groceries as it was before — canned goods, household chemicals, pet food, … Read more

The dollar coin allowance

Since our budgeting by using the force isn’t quite working anymore, and since we’ve noticed that our outflows are getting a little large relative to our inflows, we’ve set an allowance for ourselves. The allowance is for discretionary purposes, which include eating out (or getting drinks “on the go”), stuff bought online, vending machine purchases, … Read more

Wholesale prices from your retail grocery store

My wife was shopping at Ukrop’s one day, mostly for our daughter’s foods.  Ukrop’s is one of a limited number of places that carries foods that our daughter can have because of her allergies.  (Costco doesn’t carry what we need here.)  When my wife goes there she will stock up on Soy Dream Enriched Original … Read more

No payments until 2008 and no interest until 2011

The furniture stores in our area are one-upping each other on easy financing terms.  One offered “no interest until 2009.”  Another offered “no interest until 2011.”  Still another offered “no interest until 2011 and no payments until 2008.”  It’s crazy! Nearly a full year without any payments, and nearly four years to pay off the … Read more

Point creep and point cancellation

At work recently someone had left a shoebox filled with probably tens of thousands of Betty Crocker Points.  Turns out the program was cancelled on December 15th, 2006, rendering all of those points almost worthless except for a limited-time 10% discount on Cooking.com.  That hurts. Also recently I went to cash in some points at … Read more