Complement what Mr. and Mrs. Jones have

Our new subdivision has a lot of families with kids, which is a great thing for our five-year-old daughter.  Her new playmates, of course, have lots of new toys that they’re often very happy to share. At our previous house, the owners had bought a slide and swing playset that our daughter used a fair … Read more

Sow your wild oats at work

Cutting costs anywhere that makes sense adds to that budgetary cushion that can be used to pay off debt, add to an emergency fund, save for college, or anything else.  One fairly easy way to do this is to reduce, or eliminate, trips to the vending machines down the hall.  The markup in our building … Read more