Living within your means is trivial if you’re a billionaire (or at least, it should be!) But what about the rest of us non-billionaires? Spending less than you earn is one of the most important things you can do to become financially independent. There has to be more coming in than going out. It’s definitely … Read more
Installing and maintaining an electric water heater is often a part of home ownership. Here are some tips we learned in the process of replacing one … Some time ago, our electric water heater began leaking out the bottom. I had an older copy of Black & Decker Complete Home Repair and it told me … Read more
Eating at home is one of the surer ways to save money, but you can save money eating out, too. Here are a few ways to do it … 1. Order water instead of soda Order water. Once in a while, we’ll get a special drink, but more often than not we just get water … Read more
Every area of specialization has its own vocabulary and its own subtleties in word choice. Here are seven pairs of money terms that seem interchangeable at first glance, but are actually slightly different … APR vs. APY These two abbreviations are familiar ones from banks and credit card issuers. Annual percentage rate (APR) gives the … Read more
Love to see movies? Love to not pay a whole lot of money to see movies? Here are 14+ tips for scoring cheap movies … I enjoy my fair share of movies. (I admit that lately I’ve been sucked into the Marvel universe quite a bit! SOOOooo many good movies …) I’ll also rewatch some … Read more
A common way to save money on groceries is to buy generic or store-brand items instead of buying name-brand items. Examples of store brands are Member’s Mark (Sam’s Club), Kirkland Signature (Costco), Great Value and Equate (Walmart), Private Selection (Kroger), and so forth. Like most ways to save money, this piece of advice has exceptions: … Read more
Know that you should invest in yourself, but just can’t find the time? Well, you can, and the time is probably right in front of you … Investing in yourself is important because no one cares about your success or your financial security as much as you do. Businesses just want your money. Your employer … Read more
Here’s a quickie list how to save money when you buy and prepare food for your family … After mortgage/rent payments, utilities, and transportation, one of the most important categories in just about any budget is FOOD. It also can be one of the places in your budget that you can reduce the most. (Try … Read more