Looking for ways to cut expenses? Here are three things we did to cut expenses by $123/month, every month … Spending less than you bring in is critical to achieving financial independence. The two ways of doing this are (a) cutting expenses and (b) increasing income. This article focuses on three things that we did this … Read more
Refrigerator repair can be a frugal option over buying new. But there’s a point where it’s just not worth it … Right now we’re wrestling with our side-by-side refrigerator and freezer. (Well, I’ve only wrestled a little bit with it. My wife and father-in-law have wrestled with it a lot more over the past few … Read more
It’s Swagbucks Swago time again! Bonus SB for doing things you’re already doing on the web … For all of the many “get paid to” sites out there, I’m impressed with Swagbucks because of how much fun they convey. They really do make the effort to give the site character. The site is well designed and they … Read more
With zero-based budgeting, every dollar that’s spent or saved has a name. But when do you actually spend the money? I’ll explain 🙂 My wife and I went through Dave Ramsey’s Financial Peace University over the past couple of months. We needed to hear what was in the program. We’re not in dire straits by … Read more
You knew that there is no such thing as a free lunch, right? Here are six costs of “free” and how you can avoid having them eat your lunch … There’s not a single thing wrong with free. In fact, free is one of my favorite four-letter words. But, it always pays to remember that … Read more
It’s Swagbucks Swago time again! Bonus SB for doing things you’re already doing on the web … For all of the many “get paid to” sites out there, Swagbucks is the most fun I’ve run across. The site is well designed and they keep the excitement up with fun games like this. I’ve earned hundreds … Read more
I’m not sure why I didn’t try this trick a long time ago to get a cheap phone bill. Plus there’s more service … I grew up with a rotary dial phone. That dates me a bit. For literally my entire life I’ve had access to a phone (either my parents’ or my own) that … Read more
Business is cyclical. Here are the best things to buy in November … There are good deals to be found year-round for just about anything. However, it’s the nature of business that a lot of deals happen at the same time during the year. Best things to buy in November First, a word of warning: This … Read more