If a 15-year mortgage is too aggressive and a 30-year mortgage isn’t aggressive enough, look into a 20-year mortgage to take advantage of the low mortgage rates … Last month I looked into refinancing the mortgage on our primary residence. We had bought the house in 2010, and our then-great rate on a 30-year fixed-rate … Read more
Starbucks Rewards = Free Drinks. Here’s how to get some more purchasing power … A few months ago we got a Starbucks less than a mile from our house. This is a huge temptation because both my wife and I have our favorite drinks there. I supplement the cravings with gift cards I get free at … Read more
FEGLI stands for Federal Employees’ Group Life Insurance. It’s FEGLI open season this month (September 2016), for the first time in over a decade … One of the benefits offered to federal employees is a term life insurance plan: the Federal Employees’ Group Life Insurance, or FEGLI for short (the government loves acronyms). Employees pay for … Read more
Dollar bills are worth, well, a dollar. Except when the serial number on the bill is fancy — that makes dollar bills worth money! There are lots of opportunities to cash in on your cash. Finding currency errors is one way. Another way (that might be easier) is by finding cool serial numbers — serial … Read more
Payday loan arrangements are awful for the borrower, in case you didn’t know. But if they’re legislated out of existence, who will pick it up? Payday loans (also called check loans) are extremely high-interest loans for people who have few other options. Just about anything else is better than a payday loan. Ironically, the people … Read more
Finding a great bargain makes a purchase that much better. Dealspotr promotes the best deals and coupon codes by rewarding bargain hunters … There’s no shortage of coupon code sites out there. Some of them are really big and seem to have everything under the sun. Finding coupon codes that work, though, can be a … Read more
Renters insurance doesn’t cost that much, and it can save you from a world of hurt … I rented an apartment for six years. My first year of graduate school I lived on campus and had about $15 of my teaching stipend left over every two weeks after paying for it. And I hadn’t bought … Read more
We’re not always at 100%. Here are some ways to make money online when you’re nursing a cold … I’m thankful that we don’t get sick very often in our house. When we do, though, it seems to hang on for a few weeks to varying degrees (like now). Whether it’s because you have a … Read more