Reduce financial problems in marriage with regular financial dates

Life can become hectic.  The incessant activities of making a living, raising children, and feeding passions can strain the connections associated with married life.  One piece of advice that’s often given to married couples experiencing these kinds of strains is to schedule dates — as in put it on the calendar, make reservations, get a … Read more

How to get your taxes done in two hours

My mother-in-law was very happy today.  Four popped collars happy.  So happy, in fact, she gave me not one, but two high-fives. Her taxes were finished.  Practically signed, sealed, and delivered.  Just waiting on one form from an investment firm that was overdue, but otherwise, done and done! She didn’t have a simple return, either.  … Read more

Retirement savings wake-up call

My tax-advantaged retirement account from my employer offers a valuable piece of information on our annual statements. It’s the amount of monthly retirement income I can expect, given the amount I have in there now. This amount really was nothing to write home about.  (It amounts to about 6% of my gross income.)  But I’m … Read more

Five ways to save money for big expenses

Nothing derails well-laid-out financial plans like a giant expense.  The kind of expense that consumes one or more full paychecks. Big expenses happen to everybody.  Some are unplanned, like an emergency room visit, or a trip to the vet after a pet gets bitten by a copperhead.  It’s for this reason that building up a … Read more

Are you spending a fortune on Valentine’s Day?

Wow.  Tomorrow is Valentine’s Day.  Kinda sneaks up on you.  Right, guys?  You have exactly one day to avoid succumbing to the capitalists. I received an e-mail today with the post’s title as the subject line.  It’s a thoughtful question. My wife and I have it pretty easy as far as Valentine’s Day expenses go.  … Read more

Best. Furlough. Ever.

Sequestration talks have federal government employees worried about the possibility of being furloughed. A furlough is a (usually) temporary layoff.  Since there is an upcoming deadline that could mean $85 billion in automatic spending cuts in two weeks, there’s the possibility that many federal employees will be missing some pay this year.  This is called … Read more