The money question you don’t want your spouse to ask

My wife and I have been married almost eleven years, and I wouldn’t change it for the world. Nonetheless, even though we’ve been sharing our finances that long, getting it right is still a work in progress.  We’re on board with our personal finance plan and all that, but we are still learning how to … Read more

Learn the Art of Saving and Investing

(This is a guest post.  If you’re interested in guest-posting on this blog and hundreds of others, check out Postrunner.com.) In today’s harsh economy, people who are earning regular income through employment are considered lucky. After all, they do not need to worry about their day-to-day expenses. They can support for their needs and the … Read more

Save on prescriptions with a formulary tier exception

Insurance not paying for a drug that you need? You may be able to get a formulary tier exception to save money ...

Insurance not paying for a drug that you need? You may be able to get a formulary tier exception to save money … We’re fortunate that we have good health insurance offered through my work.  It’s paid for the large majority of the issues we’ve had.  After seeing the costs that can accrue with even … Read more

Blowing Quicken a little KISS

To move forward with our personal finance plan for 2013, we’ll be tracking our expenses more carefully.  Just like Johnny Five, we need input to change direction with our finances, and to start making better deals with ourselves to meet financial goals. I’ve had one version of Quicken or another for years, but I’ve always … Read more

Switching to powdered milk could save us hundreds this year

Improving one’s personal finances takes some changes.  The easiest ones to make are the ones that don’t seem like sacrifice, or aren’t too big a sacrifice. In our efforts to build up our savings again, we’ll try changing our milk habits.  Switching from lactose-free milk in the carton to powdered milk may be a change … Read more