Is bargain hunting frugal?

In my review of Jeff Yeager’s The Cheapskate Next Door, one of the points in that book that hit me squarely in the eyes was his distinction between “cheapskate” (meaning someone who’s frugal, and proud of it) with “bargain hunter” (people who enjoy ferreting out deals and buying for less).  He claims that there’s a … Read more

Your home mortgage debt is not an asset

Just in case there was any doubt, your home mortgage is very much 100% a liability and not an asset. Here are some ways to get rid of it … There’s a place for spin, and then there’s a place for silliness.  A Forbes.com article on MSN (no longer available *sniff*) gives six reasons that … Read more

Cheap ways to satisfy those food and drink cravings at work

Food and drinks out of vending machines are sold at ridiculous mark-ups, but sometimes that extra bit of concentration that a snack or a soda is what’s needed to get through the mid-afternoon slump — that time when the brain is screaming “nap” and the stomach is yelling “feed me.”  Unfortunately, the cooking facilities at … Read more

CAPTCHAnomics

If you have at least one website going that has any kind of user interaction whatsoever — heck, if you have an e-mail address — then you’ve had the pleasure of dealing with spammers.  It’s always going to be a cat-and-mouse game with spam comments, e-mail, user registrations, trackbacks, etc.  I’ve had to extricate this … Read more