Two ways to fix a pinchy bank balance (I do both) “I can’t be out of money! I still have checks!” ~Some old person who knows what checks are Everywhere, prices are creeping up. It’s rare that I can shop at Walmart for under $50 anymore, and I don’t buy crap. What’s worse, our pay … Read more
The short answer: It Depends! (Updated 11/4/2017, and again in 6/10/2025.) At various times in our marriage, we’ve had more cars than drivers. Sometimes it’s been a headache, and other times it’s been a blessing. Our extra cars back in 2007 Back in 2007, my wife and I had three cars between us. Two of … Read more
Customer loyalty programs are everywhere these days. Fast food restaurants, gas stations, and even state lotteries. On the surface, they offer something we all love: free stuff. But what’s the real cost of those rewards? Why Customers Love Them For customers, it feels like a win: spend money like you normally would, and eventually get … Read more
I rediscovered an old trick a bit by accident I signed up for a “chair workout” app last year called Muscle Booster to ease myself back into exercising. There was a $22 for three months trial and then it went up to $66 per three months. And then the app stayed closed most of the … Read more
For 2024 I published my side hustle income report each month to maintain accountability. This year, my main goal is to be profitable. To maintain transparency and accountability, I’ll be reporting both on my income and my expenses this year. I haven’t been profitable for a while now. My day job has been subsidizing my … Read more
A friend of mine some time ago was bitten by the coin-collecting bug. Like another couple of people I know, he’s withdrawn substantial amounts of coins from the bank and searches them for treasures, like older coins, errors, and coins with precious metals. To date he’s already found a number of silver dimes and half … Read more
Businesses and website owners typically discourage snarky comments. They’re distracting and usually subtract from the message the business wants to convey. Except when they completely blow up the Internet. Then they’re great … A fake review with a real impact Amazon showed Brian Govern the Three Wolf Moon t-shirt from The Mountain, a clothing manufacturer … Read more
I slammed the door on it for a long time. Not anymore. On the scale of “how hard is this money” this is fairly easy. Not quite as easy as collecting an AdSense payment or an affiliate payment, but not as hard as writing the articles essentially for free and waiting for residual income to … Read more