Giving gifts to loved ones is one way that you can show how much you love them. Unfortunately, pesky things like “budget” and “fear of eventual personal bankruptcy” get in the way of buying exactly you’d like for them. Here are some tricks to getting reasonably-priced gifts for your loved ones. Buy off-peak. My wife … Read more
Improving one’s personal finances takes some changes. The easiest ones to make are the ones that don’t seem like sacrifice, or aren’t too big a sacrifice. In our efforts to build up our savings again, we’ll try changing our milk habits. Switching from lactose-free milk in the carton to powdered milk may be a change … Read more
This year has been a little tighter than usual for us financially for a number of reasons. Things aren’t at the point of desperation by any means, but we have had to answer some financial wake-up calls throughout the year. Not a full-out, kidney-stone-level emergency room visit, but more like acid indigestion. This appears in … Read more
With grocery prices expected to go up due to the unseasonable drought, you can expect to pay more for food. I’ll help you cut your grocery bill by sharing my top twelve ways to save on groceries. No extreme couponing necessary! How do you save money on groceries?
I’d gone a while without wearing a watch, but I bought myself a Casio wristwatch yesterday. It cost me a whopping $15. It’s a non-descript bland, boxy, black and gray job with a dull silvery face and blocky seven-panel liquid crystal display digits — the finest in 1980s technology. While my new Casio may be … Read more
It’s not called The Latte Factorâ„¢ for nothing. A daily coffee shop habit (once or even twice a day) can put a $1,000+ dent in your wallet each and every year. Aside from kicking the caffeine habit completely (sacrilege!) there are a number of ways to cut down the cost of a coffee habit. Some … Read more
I have a number of friends that are active or former military. They are some of the finest people I’ve had the privilege of knowing. On the whole, they have an above-average sense of purpose and follow-through. I’ve heard enough of their experience that this sense of purpose and follow-through comes from their military experience. … Read more
Flexo over at Consumerism Commentary recently posted that frugality is bad for the economy. Among similar statements, he says: “The primary tenets of frugality work well within an individual’s personal finance philosophy, but once the concept becomes a movement that spreads to a greater population and businesses, the economy can’t move.” If we look back … Read more