If you want to sell something and it isn’t moving fast enough for your tastes, what do you do? Lower the price, of course! Give it away, if you have to. If you’re trying to sell real estate, though, it’s usually not realistic to give it away, but you definitely can lower the price. I’ve … Read more
My wife’s first historical fantasy book has seen a climb in sales over the past few months. It’s quite a blessing to see this lifelong labor of love being well-received by her friends and other readers. The income from the book is getting steady enough and large enough that it’s becoming a fairly reliable expense … Read more
You’ve heard of the magic of compounding, right? If not, here’s a quick version. Let’s say you have a savings account that earns 1% per month. (Don’t laugh too hard. My dad had one that paid this rate at one point.) Let’s say also that you put in $1,000 at the start of 2012, and … Read more
Our church has been doing a study on money in the adult Sunday school classes through a video series from Crown Ministries. Today’s lesson talked about racking up lots of credit card debt and expecting others to take care of you. (Oh wait … sorry … that was the pamphlet I saw for FROWN Ministries.) … Read more
Starting up a blog is not an easy way to make money by any means, but by doing so it opens up a lot of doors for building up a side income later. Knowing how to write to convey useful information and sell things to a market will put food on the table, even in … Read more
Jacob over at My Personal Finance Journey is in graduate school. I’ve been in graduate school, also known as Slave Labor, Class A. (I opted out of Slave Labor, Class B, also known as a “postdoctoral fellowship.”) Over at the Yakezie Forums when discussing whether or not to e-mail spammers about advertising, he quips: Thanks … Read more
This Kiplinger feature on MSN has a number of good ways that we waste money. Slide 12 of this series (these aren’t my favorite ways of presenting things, but I see how it generates more ad impressions for MSN!) has the following suggestion: If you’re stashing your cash in a traditional savings account earning next … Read more
The final payments on my last Prosper.com notes have finally come in, and the total value of the notes I’ve invested in is now $0.00. And it’s going to stay that way. This isn’t Prosper’s fault. It’s mine. I’ll explain. I started investing in Prosper.com notes in June of 2006, as an experiment. This was … Read more