Ten infrequent expenses that nail you

With just about anything, the more you do it, the better you get at it.  Consistent, deliberate practice has a way of wringing out inefficiencies and avoiding landmines. However, for some activities, there just isn’t the opportunity for most people to practice.  Or, the activities are once- or twice-in-a-lifetime events. Businesses that cater to these … Read more

It pays to be a reasonable customer

I’m an oddball in a lot of ways.  And I’m on my way tomorrow to rub elbows with a whole bunch of other personal finance oddballs at FinCon14 down in New Orleans. I’m also an oddball because of my feet.  I have a clubfoot.  Thankfully I’ve been able to go for nearly 25 years without … Read more

Bargains and baselines

A colleague whom I respect a great deal talked with me at the end of last week.  He has a way of breaking complex things down into very simple, but profound, terms. He was explaining how a particular process works, and he appealed to my science background.  He talked about the concepts of ground, and … Read more

One more unit pricing gotcha: dosage

After church today we went into town for a few things.  We stopped in at Costco. One of the items on our list was gummy multivitamins.  (Yes, I know, these are quite a bit more expensive than tablets that get chased down with water.  However, if these get people to look forward to taking their … Read more