We’ve gotten photo cards from several people for Christmas. We (actually, my wife!) made our own this year at a cost of under 50 60 cents apiece, including postage! She took a picture of our daughter (which wasn’t a chore for either of them — my daughter loves the camera). She draped a dark piece … Read more
iz Pulliam Weston posts an article on 50 Ways to Trim your Budget. The points in this series of posts will be taken from her list in this article. This installment will address insurance, tax, and medical costs. I hope you enjoy this series! 31) Consider “refinancing” your term life insurance; rates have dropped in … Read more
High bid wins, or stand in line. You can pay in money, or you can pay in time. The choice is yours … Updated July 1, 2017. One of the guys I read regularly, Gary North, uses this phrase occasionally in his free twice-weekly newsletter, Reality Check. The context is that you can either go for … Read more
Our Lowe’s has scratch and dent merchandise most of the time in the big appliance section. It’s stuff that’s missing parts or has been returned, damaged, or repaired. They can’t sell the merchandise at full price, so they discount it, usually with an as-is restriction (no refunds or exchanges). We had been caring for and … Read more
OK, The Automatic Millionaire has been out for close to two years now and there is already a workbook companion for the original book. I like this book. Many others do too. Bach explains the methods in extremely simple terms and includes several calls to action to encourage readers to start using the advice. Condensing … Read more
iz Pulliam Weston posts an article on 50 Ways to Trim your Budget. The points in this series of posts will be taken from her list in this article. This installment will address food costs. I hope you enjoy this series! 23) Bring lunches and snacks to work. Buying snacks at work involves paying a … Read more
Wow! I was shaking in my blue jeans reading this article. This has got to be the strongest opinion I’ve seen in one of Liz Pulliam Weston’s articles: Gift cards are not gifts Ms. Weston makes it abundantly clear in this article that she feels that gift cards are extremely poor excuses for gifts, that … Read more
I’m sure a lot of readers will remember Amy Dacyczyn and her Tightwad Gazette. If you’ve read her newsletters or the book, you can see why she calls herself the Frugal Zealot. Some of her money-saving tactics are generally applicable. Others you might get used to after a while. But some of them, you either … Read more