50 Ways to Leave you Richer — Part V

iz Pulliam Weston posts an article on 50 Ways to Trim your Budget. The points in this series of posts will be taken from her list in this article. This installment will address insurance, tax, and medical costs. I hope you enjoy this series! 31) Consider “refinancing” your term life insurance; rates have dropped in … Read more

High bid wins vs. stand in line

High bid wins, or stand in line. You can pay in money, or you can pay in time. The choice is yours … Updated July 1, 2017. One of the guys I read regularly, Gary North, uses this phrase occasionally in his free twice-weekly newsletter, Reality Check. The context is that you can either go for … Read more

Scratch and dent dryer

Our Lowe’s has scratch and dent merchandise most of the time in the big appliance section. It’s stuff that’s missing parts or has been returned, damaged, or repaired. They can’t sell the merchandise at full price, so they discount it, usually with an as-is restriction (no refunds or exchanges). We had been caring for and … Read more

Tell us what you REALLY think, Liz!

Wow! I was shaking in my blue jeans reading this article. This has got to be the strongest opinion I’ve seen in one of Liz Pulliam Weston’s articles: Gift cards are not gifts Ms. Weston makes it abundantly clear in this article that she feels that gift cards are extremely poor excuses for gifts, that … Read more

Cheapskates, 2005

I’m sure a lot of readers will remember Amy Dacyczyn and her Tightwad Gazette. If you’ve read her newsletters or the book, you can see why she calls herself the Frugal Zealot. Some of her money-saving tactics are generally applicable. Others you might get used to after a while. But some of them, you either … Read more

Lessons from the rich

Liz Pulliam Weston (seems like I’m posting a lot about her articles!) talks about 5 lessons the rich can teach you. The five bullet points, PowerPoint-style: They give away more. As in 50% to 200% more than $25,000-and-under households and the average American household, respectively. They are much more likely to own businesses. But because … Read more