I have to spend HOW MUCH for a wedding gift?

This article on “Worst Wedding Gifts Ever” was impressive. (Note:  Link updated to the same content from another website, as the original one is no longer available.) Not really because of the content but because it highlights just how materialistic our society is. This article is just one part of a large collection of propaganda … Read more

Think interest-only mortgages are bad?

How about “[a]n interest-only, payment skipping/minimum-payment-option-enabled, negatively amortizing, no-money-down, no documentation, prepayment-penalizing, 3-month LIBOR 40-year adjustable-rate mortgage with a balloon?” Let’s break this down, shall we? Interest-only means that you’re not paying down the principal, the mechanism by which you reduce what you owe to the lender; Payment skipping means that any interest you would … Read more

Watch those interest-only loans

Walter Updegrave’s “Ask the Expert” column on CNN Money has an article entitled Starting with an interest-only loan which is a response to a reader’s question about — you guessed it! — starting with an interest-only loan with the purchase of a house. The reader is writing from Baltimore, which is a hot area for … Read more

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