Creating value in the other eight hours

There are 24 hours a day, last time I checked. How are you creating value for yourself during any of those hours? Times of transition are unsettling. The more transitions we go through, the easier they become, to an extent. If it’s a transition in national power, such as happens every few years, things can … Read more

Why you don’t want to keep up with the Joneses

Even though it’s tempting, trying to keep up with the Joneses is a recipe for financial disaster. Do this instead … This is a guest post by “ESI” of ESIMoney.com.  Earn, save, and invest!  You’ve likely heard the phrase “keeping up with the Joneses” (they were the ones we all emulated before the Kardashians came … Read more

Should you sell stock to pay off a mortgage?

Sell stock to pay off a mortgage?

One of our mortgages is in striking distance of being paid off.  Exciting times but what to do? Debt reduction is a long road to get back to zero. Mortgage debt reduction is a really long road to get back to really owning your house.  When you can see the end, it’s a great feeling. Mortgage milestones … Read more

CPA Exam Guy: Website review

CPA Exam Guy

Preparing for the CPA exam, and taking it, isn’t cheap. CPAExamGuy.com helps future CPAs navigate their training … A common way that people invest in themselves is to go to college, and later get specific training that is likely to advance their career. In the field of accounting, becoming a Certified Public Accountant (CPA) is … Read more

Why extreme cheapskates cost themselves money

Why extreme cheapskates are costing themselves a lot of money

Budgeting is an important part of personal finance management, but when it meets extreme cheapskates, it can get out of control … (This is a guest post by Eric Rosenberg, a full-time freelancer and blogger at Personal Profitability. Eric writes about personal finance and entrepreneurship at InvestmentZen, his own blog, and other sites around the … Read more

Savings account: Have a deep one!

Deep savings account

Have a savings account?  Check.  How easy is it to pilfer from it?  Uuuuhhhhh …. A friend shared a goal of his for this year:  Pay off all non-mortgage debt. As good as I felt getting rid of the loan on our van — though our credit union wasn’t nearly as excited as we were! — getting … Read more