Are you contributing to this debt clock? Watch out!

I’ve posted on this more common debt clock before.  It’s pretty scary.  The national debt stands at $14.4 trillion.  It was “only” $10 trillion as recently as October, 2008. This newer debt clock hasn’t gotten quite as gigantic as the other one, but it’s more directly troubling for many young Americans.  Currently, $922 billion is … Read more

Don’t settle for $1 per hour. Please!

Jacob over at My Personal Finance Journey is in graduate school.  I’ve been in graduate school, also known as Slave Labor, Class A.  (I opted out of Slave Labor, Class B, also known as a “postdoctoral fellowship.”)  Over at the Yakezie Forums when discussing whether or not to e-mail spammers about advertising, he quips: Thanks … Read more

Concerned about where things are headed? Do something

Peak oil.  Peak water.  Great Depression, Part Deux.  The Rapture.  Justin Bieber. OK, that last one was pretty scary.  Sorry.  But seriously, there are about 24.5 bajillion different bad things that could happen anywhere between 30 seconds from now until the Second Coming.  And every last one of them has enough reading material and commentary … Read more

Merchants could take it on the chin for using Groupon. Should you care?

This post yesterday on TechCrunch highlights the story of Posies Bakery and Cafe in Portland, Oregon, after running a Groupon campaign last year.  Her shop’s aggressive deal campaign ($13 worth of merchandise for $6) set her back $8,000 and caused her to need to withdraw from savings to make payroll and rent.  She calls it … Read more

We do like our monthly charges, don’t we?

I was talking with my wife last night about getting a smartphone — yes, again — because, as I told my newsletter subscribers today, I may have found a reason that actually makes having a smartphone worth the money. As we were discussing the costs of said smartphones, our Y membership came up. We weren’t … Read more