Five ways to use loyalty cards effectively

Many stores offer loyalty cards.  These plastic cards often come in pairs: one for your wallet, and a smaller one with a hole in it for your keychain.  Presenting the loyalty card at checkout entitles you to special prices on particular products, as well as other periodic perks like announcements of special sales, follow-on coupons, … Read more

Last-minute Christmas gifts without too much waiting

We’re doing Christmas gift-opening a couple of times this year because we’re traveling around to see family.  Tonight we spent some time opening part of our gifts. Yesterday after work I had only a few last-minute Christmas gifts to get, and it was a fairly fast and painless process, even at the start of the … Read more

Ways to save money shopping for food online

The cost of food is a big component of a typical family’s budget. (Bad things tend to happen if you don’t eat for extended periods of time.) Fortunately, though, the food budget can offer some substantial opportunities for saving money. Typically when we think of “saving money on groceries” we think of saving money in … Read more