Where does cynicism fit into your portfolio?

As in rubber-meets-the-road, stuff’s-gonna-hit-the-fan cynicism?  As in every last bit of personal finance advice you’ve learned reading this blog, reading other blogs, reading financial magazines, and listening to your grandmother has gone out the window?  As in: Your dollars become worthless.  The dollar purchases only 4% of what it did in 1913.  I don’t see … Read more

Do you budget by using The Force?

A question was posted over at the Save Money and Budgeting Forums asking whether people actually budget or not. Both camps piped up: those that have a formal budget and those that budget by using The Force: Formal budgeting involves allocating expenses beforehand, tracking items with some degree of care, and making adjustments on overages … Read more

Investing and crocheting

How’s THAT for a title to a post! My wife has become quite a proficient crocheter.  When I looked over, she was rolling a ball of yarn.  On the other end of the yarn, though, was a circular piece she had crocheted to about a foot in diameter that was now being unraveled. Me:  “That … Read more

Contrarian’s advocate

At the risk of inflating Jim’s ego any more by spotlighting his posts, I’m really excited to hear about Blueprint for Financial Prosperity’s upcoming post category called the Devil’s Advocate.  He’ll take conventional financial wisdom and argue the other side, as in “rent forever” or “spend more than you earn.” His motivation is a very … Read more